In the wake of the recent Kilauea eruption, Property Managers with properties in active volcano zones are well aware of how critical it is to be prepared for potential damage. The possible loss resulting from an eruption can be significant, and while such hazards are beyond your control, there are several steps that can be taken to lessen risks.
Here are 3 helpful tips to keep you prepared during a volcanic eruption:
(1) Educate Yourself: It is vital to educate yourself and inform your guests of your area’s risk from volcanic eruption. You should familiarize yourself with your community’s warning systems and inquire about potential means of protection from ash.
(2) Have Disaster-Preparedness Kits: Use home kits that include water, food, batteries, a first aid kit, dust masks, and local maps. Have kits available at your properties for your guests. For more information you can refer to https://www.ready.gov/build-a-kit.
(3) Have Good Property Insurance: Property Managers in Hawaii are also undoubtedly thinking about insurance. While homeowners’ insurance may cover some claims, damage specific to volcano eruptions unfortunately may not be included. Check your homeowner policies to make sure you have coverage for property loss resulting from volcanic blasts, lava flow, fire, explosion, ash, dust and airborne shock waves. Protecting yourself is the priority, however it is also important to protect your property to your best ability.
As a property manager in Hawaii you have a unique set of items to check, in the event of a volcanic eruption. Anticipating outcomes beyond our control is never something we look forward to, however, being prepared can make this situation a smoother one.
